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Our value generation is directly related to time to market and increased revenue for protection product providers.

With Monokera, you can integrate any protection product starting in 8 weeks and quickly reach new digital distribution channels.
Because?

Because we have the capacity to adapt

We understand the technological reality of insurers to provide flexible and efficient integration solutions with digital channels.

Because we are an open insurance platform

We have a platform that allows you to create and manage digital insurance from start to finish, quickly and intuitively.

Because we facilitate the market fit process

Our technology enables you to easily and quickly innovate, experiment, and iterate on digital insurance products and bring them to market in real time, at no additional cost.
Adaptive solutions

Flexible Integration Models

Unlike other policy administrators, Monokera offers three integration models that allow insurers to accelerate their channel entry starting in 8 weeks.

APIfied integration model

The product is managed from any of the insurance company's core systems. Monokera consumes its web services and connects to the digital distribution channel via APIs.

Hybrid model

The product is created on the Monokera platform, and some services are managed there. The remaining services managed in any of the insurance company's cores are connected via frameworks (flat files) or APIs.

Full-stack model

Monokera acts as an end-to-end platform and 100% of its services are used.

API-based integration model

Benefits of integration models

APIfied Integration Model

The product is created on the Monokera platform.

Estimated time-to-market in 8 weeks.
Real-time communication between insurers and channels (APIs)
Reusing the Monokera API to connect the same product to new channels
The channel can receive different products from different cores, connecting only to Monokera as an integrator.
The core must have product APIs to make them available.
Monokera has to configure its services for each specific product. For example, an automotive product and a healthcare product.

Hybrid Model

The product is managed from any of the insurance company's core units.

Adaptation to the insurer's current technology: frame-based communication. The insurer does not need to develop anything.
Estimated time-to-market 8-12 weeks.
Product configured in Monokera: Real-time adjustments and iterations.
Activation of processes in Monokera as required: Claims, endorsements, cancellations, etc.
Reuse of the MNK API for other products/channels with similar characteristics.
Real-time communication with the channel.
The plots may vary depending on the product and the requirements of the insurer's core.

Full-stack model

Monokera acts as an end-to-end platform

Initial integration between 6-9 months vs. 18 months for implementing a traditional core.
Setting up any product requires minimal effort (maximum 8 weeks time-to-market), after connecting the insurer's systems with Monokera.
Intuitive, no-code product configuration .
Use of all current and future functionalities of the Monokera platform.
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Simple integration and robust administration for insurers and channels